Born in California, USA in 1958 to parents of Irish immigrants that moved from Ireland in the 1920’s to seek opportunities of America. Just two generation earlier, his family was struggling to survive with little hope of being money wealthy in their lifetime. But now he and his three children enjoy the abundance America offered to those who learn and apply the “Economic Law of Money Saving”. His wishes are for you and your family to enjoy the same soon. Now with a master degree in mechanical engineering, he has learned to describe seemingly complex subjects with simple words, diagrams, and examples that quicken your understanding. He shows why the rich keep getting money richer and poor keep getting money poorer, so you can get started planning how to end up financially healthy. He wishes you all the best!